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Brex and Ramp
The same fields for both, from each vendor's own pages and the SEC, read on the dates shown. This table does not say which to choose: that depends on your requirements, and the guide's checklist is how to test them.
Published 29 October 2026; vendor pages read 29 October 2026.
| Field | Brex | Ramp |
|---|---|---|
| Described as (our words) | Corporate cards, business accounts, expense management, bill pay and travel. A free plan and a per-user plan are published. | Corporate cards with expense, bill pay, procurement and travel software around them. A free plan and a per-user plan are published. |
| In its own words | Finance built for speed and control.(brex.com, read 29 October 2026) | Combine global corporate cards, travel, expenses and accounts payable to automate finance operations and improve efficiency.(ramp.com, read 29 October 2026) |
| Lists on its site | Corporate card; Business banking; Expense management; Accounting automation; Bill pay; Travel (brex.com) | No module list taken from the pages we read. |
| Pricing | The pricing page states For mid-sized companies looking to scale $12 user/month(brex.com pricing, read 29 October 2026) | The pricing page states Plus $15/mo/user(ramp.com pricing, read 29 October 2026) |
| Integrations it names | Zip; Slack; Rippling; Navan; Rillet; UKG (brex.com integrations) | Xero; NetSuite; Sage Intacct; QuickBooks; Microsoft Dynamics Business Central; Workday Financial Management; Acumatica; Oracle Fusion Cloud (ramp.com integrations) |
| Public company | No company named “Brex” in the SEC's list of companies with tickers, read 29 October 2026. A listing elsewhere, or a parent company, is not checked here. | No company named “Ramp” in the SEC's list of companies with tickers, read 29 October 2026. A listing elsewhere, or a parent company, is not checked here. |
| Guides it appears in | Corporate cards; Expense management | AP automation; Corporate cards; Expense management |
Ask both of them
From the Corporate cards guide. Put the same questions to each vendor and compare the answers against your checklist.
- Who issues the card, and which entity is our contract with?
- Set up a card for one vendor with a monthly cap and show what happens when it is exceeded.
- Show a missing-receipt reminder and the lockout rule.
- If we hold money with you, which bank holds it, and in whose name?
- Show a transaction syncing to our ledger with department and entity.
- What happens to recurring charges on our cards if we close the programme?
Sources
- Brex. brex.com/, read 29 October 2026.
- Brex. brex.com/
pricing, read 29 October 2026. - Brex. brex.com/
product/ integrations, read 29 October 2026. - SEC EDGAR. sec.gov/
files/ company_tickers.json, read 29 October 2026. - Ramp. ramp.com/, read 29 October 2026.
- Ramp. ramp.com/
pricing, read 29 October 2026. - Ramp. ramp.com/
integrations, read 29 October 2026.