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Navan and SAP Concur

The same fields for both, from each vendor's own pages and the SEC, read on the dates shown. This table does not say which to choose: that depends on your requirements, and the guide's checklist is how to test them.

Published 29 October 2026; vendor pages read 29 October 2026.

FieldNavanSAP Concur
Described as (our words)Business travel booking and expense management in one application, with a company card. Expense pricing is published per user.Expense, travel and invoice software sold under the SAP Concur name. Published plans are priced per expense report.
In its own wordsStreamline your corporate travel management and expense processes in one app. (navan.com, read 29 October 2026)SAP Concur simplifies spend management for travel, expense and invoice for total visibility and greater control. (concur.com, read 29 October 2026)
Lists on its siteExpense; Payments (navan.com)Concur Expense; Concur Request; Concur Travel; Concur Invoice; Three-Way Match (concur.com)
PricingThe pricing page states Navan Expense is free for the first 5 monthly expensing users, and then is $15 per user per month (navan.com pricing, read 29 October 2026)The pricing page states Base Starting at $7 per report (concur.com pricing, read 29 October 2026)
Integrations it namesADP; BambooHR; Concur; Coupa; Expensify; Gusto; Sage Intacct; Workday; Xero (navan.com integrations)Uber; lyft; doordash (concur.com integrations)
Public companySEC registrant: Navan, Inc., ticker NAVN (EDGAR filings, CIK 1639723).SEC registrant: SAP SE, ticker SAP (EDGAR filings, CIK 1000184). The vendor's site carries the name SAP Concur.
Guides it appears inExpense managementExpense management

Ask both of them

From the Expense management guide. Put the same questions to each vendor and compare the answers against your checklist.

  • Show a receipt captured on a phone, matched to a card transaction, coded and posted to our ledger.
  • Configure one of our policy rules live and show what the employee sees when they break it.
  • Show the approver's view on a phone, and what happens when the approver is away.
  • How are receipts stored, and can we export them with their images?
  • What happens to an expense in a foreign currency, from capture to reimbursement?
  • What does pricing count as a user: anyone invited, or anyone who submits?

Sources

  1. Navan. navan.com/, read 29 October 2026.
  2. Navan. navan.com/pricing, read 29 October 2026.
  3. Navan. navan.com/integrations, read 29 October 2026.
  4. SEC EDGAR. sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001639723&type=10-K, read 29 October 2026.
  5. SAP Concur. concur.com/, read 29 October 2026.
  6. SAP Concur. concur.com/about/pricing, read 29 October 2026.
  7. SAP Concur. concur.com/integrations, read 29 October 2026.
  8. SEC EDGAR. sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001000184&type=10-K, read 29 October 2026.